Every person’s insurance coverage is different.  Call your insurance provider as soon as possible to make sure you understand what your coverage is.  

Give them the following CPT codes: 97802 and 97803.

Ask them the following questions: 

• Are my diagnoses covered?  Is Z71.3 or Z72.4 a covered diagnosis?
  

• Have I met my deductible?  Do I have a copay or coinsurance?  

• Are there any limitations on the number of visits per year?  

• Is a referral from a primary care provider or prior authorization required?  

• Is Telehealth covered? Does this include phone consults?