Job Description

Company Description Change Lending, LLC dba Change Home Mortgage is a residential mortgage lender approved as a direct seller and servicer by Fannie Mae, Freddie Mac, and Ginnie Mae, offering a wide range of loan products to diverse borrowers. We pride ourselves on product innovation and depth, focusing on the ability to help more clients qualify via traditional and non-traditional product options. As a certified Community Development Financial Institution (CDFI), Change provides proprietary mortgage options designed to serve prime borrowers who may not qualify through traditional lenders. The company operates through retail, wholesale (under the name Change Wholesale), and community direct channels, creating multiple ways for clients to access its services. Headquartered in Anaheim, CA, Change Home Mortgage is state-licensed across numerous jurisdictions and maintains strict regulatory and compliance standards. The organization emphasizes responsible lending practices, credit approval, and equal housing opportunities. Role Description The Mortgage Loan Originator is a full-time, hybrid role based in Anaheim, CA, with the flexibility to perform some work from home. This role is responsible for originating residential mortgage loans by consulting with clients, assessing their financial profiles, and recommending appropriate loan products that align with Change Home Mortgage's offerings and compliance standards. Day-to-day activities include developing and managing a pipeline of borrowers, collecting and analyzing borrower documentation, coordinating with underwriting and processing teams, and ensuring timely and accurate loan submissions. The Mortgage Loan Originator will build and maintain relationships with real estate professionals, referral partners, and community contacts, while providing clear, transparent communication throughout the lending process. The role also involves staying current on program guidelines, regulatory requirements, and market conditions to support informed guidance for borrowers. Qualifications Candidates should possess strong skills in Loan Origination and Mortgage Lending to manage residential mortgage pipelines and guide borrowers through the application process. Candidates should possess solid knowledge of Underwriting and Loans to interpret credit, collateral, and income documentation and collaborate effectively with internal underwriting teams. Candidates should possess foundational Finance skills to analyze borrower financials, understand pricing, and explain loan terms and structures clearly. Candidates should have excellent communication and customer service skills to build trust with borrowers, referral partners, and internal stakeholders. Candidates should demonstrate strong attention to detail, time management, and organizational skills to handle multiple files and meet deadlines. Relevant experience as a Mortgage Loan Originator or similar role in residential lending; current or eligible NMLS registration as required. Working knowledge of federal and state mortgage regulations, fair lending practices, and CDFI or community-focused lending is beneficial. Proficiency with loan origination systems (Encompass LOS), basic office software, and CRM tools; bilingual language skills are a plus. Are you ready to move into a more diverse and innovative lending platform where your efforts and diligence provide an opportunity to expand your referral base beyond what you have enjoyed in your career? We are ready for you to see how it's done. Join us. #J-18808-Ljbffr

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